Showing posts with label money. Show all posts
Showing posts with label money. Show all posts

Saturday, 31 October 2020

Five Frugal Things

I began my more frugal journey with Rhonda Hetzel's Down-to-Earth blog and book and since then have gathered lots of ideas from many more blogs and books. I really enjoy reading about the simple everyday savings that people make and that I can do in our home too. Here are five frugal savings I've made of late:

Homemade lavender room spray.

I made up a simple and fragrant lavender room spray following the instructions I found on Wendy's blog, My Abundant Life. I mixed up cooled, boiled water and a small amount of water soluble lavender oil (from the supermarket) in a little spray bottle that once held a face toner. This room spray is simple, cheap, took very little time to make and smells beautiful without all the chemicals one would find in a tin of air freshener. I ๐Ÿ’œit!

Delicious home baking.

There's always something baking at our place. Lately, some of the delicious mulberries from our dwarf tree, which we picked and froze by the handful, have found their way into homemade apple and mulberry pie. Mmm! The sweet orange juice, squeezed from my friend's homegrown fruit, has been the star ingredient in batches of orange breakfast muffins. A delicious way to make the most of gifted produce. Not one, but two chocolate slices were baked while the oven was already on. One was shared with friends for afternoon tea and one was sliced and frozen for another day. Everyday, inexpensive pantry staples, like flour and cocoa and coconut, became a home baked treat with a simple recipe and some time. 

A little sweet gift.

I made a simple little notelet card, for a loved one in lockdown, by reusing the front of an old greeting card, some homemade paper and a piece of ribbon from my stash. A tiny bar of chocolate was wrapped in some saved tissue paper and, together with my notelet and message, was sent on its way in a salvaged envelope. 

Magazines from the library.

Many years ago, I would faithfully buy this magazine every.single.month. I still enjoy reading it and looking at all of the beautiful country-style homes inside the pages, but I no longer buy it. Instead, I borrow it from the library. This magazine costs $8.50 at the supermarket so over the course of a year not buying it saves $102. I still get to enjoy it but for free!

A second hand bargain!

Two sets of this children's construction material were purchased second hand. Both sets are in excellent condition and cost at total of $50. A single, new set can cost more than that! All these plastic pieces will be used and enjoyed often instead of ending up in landfill. As I use this material regularly, in my work, I consider this a bargain as well as a saving of resources. 

None of these things, on their own, lead to jaw-dropping savings but a more frugal mindset has made me more resourceful, creative and conscious of what I do spend money on. That does lead to healthy savings over time, for us and for the Earth too.

I'd love to hear about the ways you save at your place.
Meg














Saturday, 18 July 2020

Some More Simple Savings

Saving at our place is often about the little things, done often and over again. These more frugal things keep a little extra money in our family's cookie jar each week and add up over time. Many of the simple savings we make relate to the food we eat:

A nourishing homemade lunch.

We've had some cold days this past week, and I can think of nothing better than a bowlful of hot homemade soup on such shivery days. I made a huge pot of split pea and bacon soup earlier in the week and we've been enjoying it for lunch each day. I used yellow split peas, vegetable stock, onion and bacon, carrots and celery and a lone sweet potato, and added bay leaves and parsley that I grow in the garden. Here is a recipe, from the Erren's Kitchen website, for just such a soup. One big pot of a soup like this goes a long way!

A healthy & delicious afternoon snack.

Each week, I make a batch of homemade yoghurt. I make unsweetened yoghurt and top this with some fruit, like these locally-grown strawberries, in-season now and so far less expensive. I had one ripe passionfruit, left from those that came in my weekly produce box, so it's juicy pulp went on top too along with a sprinkling of chia seeds. Delicious!

While I use an EasiYo to set our yoghurt, I do not buy the matching sachets. Instead, I follow this recipe from Wendy over on her blog, My Abundant Life. (There are lots of money-saving tips in her blog's archives.) Not buying a tub of yoghurt from the supermarket each week saves us money but also reduces the amount of plastic coming into our home. (*I am not sponsored by anyone to promote EasiYo, it's just what I use to make yoghurt.)

Frozen portions of celery and capsicum.

A couple of weeks ago, I bought two huge bunches of crisp organic celery, 2 for $10, at a local health food grocery on a member's saver special. Celery has been incredibly expensive at times over the past year and organically grown celery even more so. (Here is an article from The Guardian about soaring celery prices.) Currently, at two major supermarkets, the price for a bunch of celery is $4. That's down from $7 a bunch. Given celery can be found among the list of fruit and veg with the dubious mantle of 'The Dirty Dozen', relating to those most likely contaminated by pesticide residue, and that the celery in my garden has not taken off (yet), I thought paying the $1 extra per bunch for organic celery was worth it. 

We use a lot of celery, in soups and stews, during Winter time. Storing two bunches of celery in my fridge crisper would lead to wastage (It's a lot of celery!) so I rinsed and chopped it all up and then bagged handfuls of it in the clip lock bags we wash and reuse over and over again, and froze it. I know we'll use it before our Winter time is over. While it's not for stir fries or salads, when you want crunchy celery, it's fine for the soft, cooked celery of soups and stews. There are delicious things, such as pesto, that you can make with celery leaves, you can add them in to the mix when making stock or you can put them into your compost bin or worm farm where they'll break down to become food for your soil. No waste!

Some smoothie bananas.

Overripe bananas inevitably end up in banana breads or smoothies at our place. For smoothie bananas, I simply slice them up into chunks, spread them out on a baking tray and snap freeze them. Once frozen, I transfer them all into a container and use them up by the handful in smoothies. No waste and frozen banana makes for creamy smoothies!

Homemade muffins & silverbeet pie.

With silverbeet, spring onion and parsley, picked from our garden, I made another scrumptious Silverbeet Impossible Pie. We had a slice of this with soup for lunch on the day it was baked and then warmed up for dinner the following night. It's just so good! 

While the pie was baking in the oven, I used fresh juice, from the oranges my friend grows in her garden, to make batches of orange and chocolate chip muffins. I simply added chocolate chips to Nigella Lawson's Orange Breakfast Muffins recipe. They freeze beautifully and are perfect for adding to school lunchboxes.  

Tangy & luscious lime butter.

The juice from the limes I have been foraging from a local tree has been made into batches of tangy and luscious lime butter. While there's jars of jam in our pantry, they remain unopened while lime butter is in the fridge. It's sublime on toast!

Making the most of our homegrown produce, as well as that so generously shared by friends or foraged for free, baking up a storm while the oven's on, making big batches of simple and nourishing food that can be frozen or enjoyed as leftovers, eating seasonally and having ways of eliminating food wastage means that we eat well and save at the same time in multiple ways.

What simple savings have you been making at your place?
Meg










Monday, 15 June 2020

Some Simple Savings

The simple savings we make here don't usually come via a flashy sale with price tags advertising huge discounts. Instead, they tend to reveal themselves in the everyday things we do over and again. These are some of the little savings we've made of late by making, growing, reusing, mending and finding our own:


This plant, grown from a cutting I brought home from my Mum's garden, has filled out its hanging basket. Both the wire hanging basket and its liner were 'rescued' from my stash of old pots that I keep on a table under our house. I am not sure what this plant is called but it has pretty tangerine bell-shaped flowers. A free plant from my Mum's place that's now growing here too.


I stamped a plain piece of brown paper, which came wrapped around a little bunch of flowers I received, with tiny flower heads. I added it to my ''saved" gift wrap along with this silver and black piece that came with flowers too. I think both will look lovely once re-used and tied with black ribbons.


A large dish of lasagne was baked to share as a meal with friends. I used grated zucchini and carrot and pumpkin to add to the very small amount of meat I had to make the filling. I sprinkled the creamy sauce on top with a little parmesan cheese and baked it until golden.  I served it with steamed veg. Warm and chocolatey prune muffins, from a recipe I found in a Grass Roots magazine, with homemade vanilla ice-cream, made a lovely dessert too. As we were feeding two extra hungry teenage boys, this homemade meal saved us quite a bit as I'm sure you can all imagine just how many takeaway pizzas growing boys can eat!


Little harvests from the garden are finding their way into lots of our meals. There are handfuls of crunchy snow peas for stir fries, juicy yellow tomatoes for salads that are also lovely and sweet when roasted. I've made two Silverbeet Impossible Pies now, with silverbeet and spring onion and parsley from the garden, which is just delicious hot or cold, for lunch or for dinner. The little limes, from a tree that I walk past almost every day while out with Sir Steve dog, are destined to become lime curd to dollop onto our homemade scones. At one of the big supermarkets, limes are 72c each. These were foraged and free!

 
One of my favourite op-shops is open again now and I found this black button-up cardigan amongst the racks of clothes. It cost me just a few dollars. I will get a lot of wear out of it because it's lightweight and thus perfect for our mild sub-tropical Winters. I also mended one of my son's favourite t-shirts to extend its life a little longer. 

Making things last that bit longer, reusing what we already have, growing and making our own, buying second hand and keeping an eye out for that which is free or a good bargain saves a little here and there which, over time, adds up to dollars and cents not spent but saved.

Meg


Friday, 15 February 2019

My Routines for Saving Money on Food

Working part-time takes me away from our home for a significant portion of the the week now. That's a lot less time in the kitchen but I am looking for and finding routines that see us continuing to save money on food. Given food can be one of a household's biggest expenses, I am trying to make sure the amount we spend doesn't blow out with last-minute takeaways!

One of the routines that I find really works for me, in terms of keeping homemade food on our table and in our lunchboxes, is baking on Sunday mornings. I get up early, when all is still quiet, and bake at least two items ready for the week ahead. Biscuits, slices, muffins and cupcakes that freeze well are popped into lunchboxes for morning tea and are ready for a hungry, high school boy to "gobble up" after school.

Chocolate Chip Cookie Dough Cupcakes

Being organised for breakfasts is another routine that is working well. There's always eggs and either baby spinach or leftover roasted veggies for omelettes at our place. This is my favourite breakfast, as I really believe that it's important to have some veg at brekkie time. I am NOT a fan of boxed cereals as they typically have significant amounts of sugar in them, so on my days off work I make homemade granola and batches of breakfast muffins. I adore Jude Blereau's muffin recipes as they are made with healthy and nourishing ingredients.  I have a tub of her breakfast muffins, from her cookbook Whole Food for the Family, in my freezer right now and it's just so easy to take one or two out to defrost for a quick breakfast if I'm running late. Faster that a drive through queue even!  

 Homemade Granola
(A lot less sugar than supermarket cereals.)

Using up the food we do spend our money on is something else that I am trying to keep on top of. If I buy fruit in bulk, like the tray of mangoes I bought earlier in the Summer for a really good price, then I chop them up and freeze portions. It's easy then take out a portion of frozen fruit chunks for smoothies. There's always at least one banana in our fruit bowl and at times they reach that over-ripe state where the only thing I think they are good for is banana bread. 

 Making sure food, like these over-ripe bananas, doesn't go to waste...
 Banana bread instead!

Freezing extra fruit. 
(Ready for quick and easy smoothies after school.)

Making breadcrumbs from the ends of loaves.
(I use these when I'm make meatballs.)

Another routine working for me is doing my grocery shopping on Friday mornings straight after school drop-off. I don't work Fridays so this means I am not rushing around the shops and I have time to spot bargains. I picked up some bottles of our favourite pasta sauce (and one with a much lower % of sugar than many on the shelves) for half price last week. I bought bulk and have these stored in my little stockpile. 

 A bargain on our favourite pasta sauce.
(I now have many bottles in my stockpile.)

When I do forget to defrost something for dinner, which I inevitably do, then these bottles of pasta sauce come in very handy. One of my go-to meals, besides homemade pizza, is to fry up a chopped onion with some diced bacon and capsicum (if I have it). I then add lots of diced zucchini (I always have zucchini) and fry that until it's cooked but not squishy. I usually throw in a handful of frozen peas too! I then turn the heat down and add a bottle of this pasta sauce. While all that is happening, I boil some pasta. Mixed through the pasta, and with a sprinkling of parmesan cheese, it's yum and it costs a lot less than takeaway.

Leftovers are still making it into lunchboxes though we have 'tweaked' the lunch-making routine somewhat. When I wasn't working, I would pack lunches each morning. Now, my sweet hubby makes his own lunch the night before, popping leftovers in, making sandwiches and getting fruit and yoghurt ready. I still make my lunch and my son's lunch early in the morning but somehow, only having two to pack instead of three seems to work better up at our kitchen bench. I have no idea why!

These are the routines working for us at the moment. I think those working and trying to save money at the same time would have their own routines that work for them. I'd love to hear what you do at your place!

Meg









Friday, 8 February 2019

Saving Money on Work Clothes

Returning to work has the decided advantage of extra income but it would be easy, if I abandoned the simpler and more frugal things we do here, to fritter those additional funds away. We are keen to save as much of our extra pennies as possible!

So, after spending much of the past four non-working years in shorts and T-shirts, and the occasional skirt if I had to "dress-up", I needed some 'fancier' clothes for work. Rather than spending a small fortune to buy brand new clothes, I looked at what I already had, sewed a few extra things myself and found a few bargains at the local op-shops.

A fully-lined dress with a little belt I already had.
(I love these colours!)

 A creamy top and a $7 pair of sweet little shoes.

A versatile, pleated skirt.
(I can match this will lots of different coloured tops.)

 A light and cool Summer dress.
($18 for an expensive label.)

What I paid at the op-shop for these well-made clothes was but a fraction of what they would have cost at the dress shops. Clothes that would retail for much, much more but cost me far less and they are in new, or near-new, condition. My purchases also saved adding to landfill and the money I spent supports the charities, Vinnies and the Asthma Foundation, who run my local op-shops.  More money left in my pocket, purchases that are better for the environment and community and clothes that I will wear often. Bargains!

How do you save money if you work outside the home too?

Meg












Friday, 30 November 2018

Frugal on Friday

With Christmas fast approaching, it can be easy for money to flow out faster than usual. My strategy has been to minimise the expense of this festive season by making many of the gifts we will give to our loved ones, teachers and neighbours. Little gift tags have been made from scrap paper and old Xmas cards. Gifts that need to be sent to family far away are ready to send and I will post these in the first week of December to avoid paying express post costs which can be very expensive. (I have not always been this well organised!!) I have been planning what we will have for Christmas lunch and simple homemade salads, cold roasted chicken and a delicious dessert will be shared around our old wooden table.  

There is too all the little things that we do, that regularly save us a few $ here and there. We don't stop doing these things just because the "silly season" is upon us. I really think it is these small things, done often, that keep more money in our pockets. Here's a few frugal things from the past week:

Meat Free Meals
It has been very hot of late so we have mostly been having salads with quiche or cold meats.  Though, on a cooler evening, I made a meat-free meal to use up a tub of ricotta (close to its use by date) and the remnants of a few veg - a sweet potato, a piece of pumpkin, a chunk of zucchini and one lone carrot. Drizzled with olive oil and roasted, it is just delicious!

 Baked ricotta and roast vegetables.
(Ready to go into the oven.)

No Waste
I bought a tray of 20 mangoes from a little local shop. When I calculated the cost, per mango, it worked out cheaper than buying them singly at a local supermarket. So none of these gorgeous ripe fruits were wasted, I peeled, sliced and then froze most of them for smoothies and desserts to enjoy during Summer. The peel was composted.

Delicious mangoes ~ peeled, sliced & frozen.

I also discovered an open packet of Mountain Bread in our freezer. Just a few thin sheets but they had split and broken under the weight of what had been stacked on top of them! So, I defrosted them, finished the process of breaking them in to bits, and then baked them until dry and crispy. Now we have a container of yummy bread chips to dip into the half bottle of salsa in the fridge.

Bread chips
(Made from Mountain Bread I found in the freezer.)

Handmade Gifts
I have continued making small and simple handmade gifts to give for Christmas. I am on a roll with these tea towel tote bags:D  The bag below was made from a touristy tea towel I found in my favourite little antique shop, it cost me $8 which is more than I would normally pay, but I was after something very specific for a beautiful lady who is a proud New Zealander.

A  tote I made from an op-shop tea towel.
(I love the flax linen!)

Op-Shopping
Next year, I will return to permanent, part-time work. Rather than spend lots of money on new work clothes, I have been sewing my own and rummaging through op-shop piles. This flow-y, versatile top cost just $3. It just needs a good iron!

A dressy new-to-me work top.
(Bargain!)

I love reading about what others do on the frugal front. I get so many ideas about different ways to save money. Have you done anything particularly frugal this week that you can share?

Meg